Low Monthly Expenses, Especially During Periods Of Shrinking Or Tight Budgets:

Monthly equipment lease payments are typically lower than payments required by alternative methods of financing. As a result businesses are able to afford the best and most productive equipment when needed.

Quick Acquisition Of Commercial Equipment Without Tying Up Important Capital Reserves:

Where most traditional means of financing often require sizable down payments, leasing can be 100% financing. Majority of lease programs only call for an initial one or two month payment advance. Businesses can put equipment to work almost immediately with minimal initial expense or time delay.

Protection Against Over Utilization Of Essential And Strategic Lines Of Credit:

Many lease payments can be classified as operating expenses on financial statements and have little to no impact on credit and bank lines. Leasing enables businesses to preserve borrowing power for alternative business opportunities or operating downtime.

Numerous Cost Efficient & Industry Specific Competitive And Productivity Advantages:

Being able to acquire the best and/or most technologically advanced equipment enables businesses to operate more efficiently, effectively and significantly cheaper than existing competition. LFI’s diverse financing programs provide businesses with the optimal advantage of utilizing the best equipment available at an easily affordable monthly cost.

Elimination Of Costly And Unproductive Equipment Obsolescence:

Unfortunately the newest and most advanced equipment innovation doesn't stay new and optimally productive forever. LFI’s comprehensive financing programs enable any business to utilize the industry’s best available equipment and technology, while simultaneously providing a highly cost effective method for upgrading and retooling equipment that has outlived its initial advantages or is unable to feed growing production or service demands. Most financing and leasing programs can be easily structured to eliminate the hassle of selling used equipment at severely depreciated values in the continual effort to modernize and upgrade.

Significantly Enhanced Equipment Flexibility Throughout The Equipment Lifecycle:

Regardless of the stage of equipment in its useful lifecycle, LFI’s diverse financing programs enable businesses to strategically structure equipment programs providing the ability to move in and out of equipment to fit the unique needs of their business operations or industry. Additionally, the enhanced flexibility enables businesses to ensure that if “cutting edge” technology is a necessity in a given business, operation, project or overall industry standard, refresh and upgrade programs can be structured within financing programs to accommodate any flexibility need without the costly and unproductive concern for remarketing and/or disposition of aged equipment.

Overcome Excessive & Unexpected Equipment Acquisition Expenses:

LFI’s customized financing and consulting programs provide businesses with more than just the equipment financing desired. Most leasing programs can be easily structured to cover the costs associated with delivery, installation, maintenance, training and other “soft costs”. Customized lease programs are often developed to include everything required in getting the equipment operational, productive and generating revenue.

Significant And Reoccuring Tax Advantages & "Real ($) Dollar" Savings:

Equipment purchases made with cash or credit lines are made with after tax dollars. LFI’s financing programs can enable businesses to classify lease payments as pre-tax business and operating expenses, which often, results in significant reductions in end of year business income taxes. Thus, equating to sizable real dollar savings. Some equipment lease structures are 100% tax deductible.

Overall Financial Statement Simplicity & Enhancement:

LFI’s customized financing programs can enable businesses to treat lease payments as simple expense line items in the monthly cost of normal business operations. This amounts to nothing more than a simple bookkeeping procedure and all but eliminates time intensive and complex depreciation schedules.

Fixed Payment Hedge Against Unpredictable Market Or Recession Era Conditions:

As history repeatedly has proven, interest rates are often unpredictable and can increase sharply in just a short period of time. Unlike bank lines of credit with variable interest rates, LFI’s broad array of financing programs can, in nearly every instance, enable businesses to obtain fixed lease payments with costs remaining the same month after month regardless of how much future interest rates may increase.