LFI’s diverse commercial equipment leasing and financing programs cover the full range of global commercial equipment. For purposes of industry standardization and service simplicity, LFI has segregated the universe of global commercial equipment into eight (8) distinct categorizations with hundreds of category specific sub-groupings (click on Equipment Financed). The following represents an outline identifying the full spectrum of specialized commercial equipment financing expertise and industry specific focus that LFI’s team of traders, consultants and diverse financial network alliances assist our U.S. based and international clients on regularly.

• Hi Tech & Communications
• Medical & Scientific
• Manufacturing/Production/Processing/Machine Tools
• Transportation & Shipping
• Diversified Services (Service Based Businesses and Companies)
• Heavy Machinery/Commercial Structures
• Large Project Finance
• Office & Other
• Sale/Leasebacks – All Equipment Categories

**NOTE: In addition to new equipment leasing and financing programs, LFI routinely structures financing programs for used equipment including sale/leasebacks of existing, “in place”, equipment for virtually any equipment category or sub-grouping.



Global Leasing and Financing Consulting
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As a result of the myriad of financing options continually faced by most companies, the transactional complexity within the financing process and the significant monetary implications of financing related decisions, companies should, evaluate their commercial equipment leasing, financing and/or purchasing initiatives on a regular basis. LFI is often called upon to consult businesses of all types and geographic locales (i.e. single independent contractors through large multinational conglomerates) in the feasibility of planned commercial equipment financing and related services based initiative. LFI evaluates, validates and/or recommends optimal strategies to meet planned objectives, but also often engages in the thorough review and/or restructuring of existing leased and capitalized commercial equipment portfolios. LFI’s objective is to utilize decades of proven U.S. and international expertise to ensure our business clients short and long-term equipment needs are strategically and cost efficiently integrated into their company’s planning initiatives. Depending upon the size of the company, its requirements, the level of commercial equipment financing experience and existing lease portfolio, LFI works closely with management to initiate immediate and highly impacting customized financing solutions, and in some cases, a complete re-engineering of the existing commercial equipment asset base (leased and owned). The ultimate objective is to establish the most advantageous and cost efficient commercial equipment strategy with the current and foreseeable future needs of each client company. Depending upon the given situation and circumstances of the client, and the scope of work to be performed, LFI can often structure consulting services programs in any single or combination method outlined below:

• Flat Fee for Service (Time & Materials Based)
• Percentage (%) of Cost Savings (Re-engineered/Re-structured Asset Portfolios)
• Percentage (%) of Assets Financed (Strategic Planning)
• Value Added “no charge” (New Financing, Restructuring or Sale/Leasebacks)

In the current year, the global commercial equipment industry will reach sales exceeding $1.7 trillion dollars. Nearly a third (approx. $550 Billion) of this commercial equipment sales volume will be acquired through some form of leasing and/or financing arrangement. The U.S. alone, accounts for nearly 37% of the worlds commercial equipment leasing and financing marketplace (approx. $205 Billion in 2000), with an estimated 80% of U.S. based businesses and companies historically leasing some portion of their commercial equipment acquisitions. As many in the industry are well aware, progressive businesses strategically utilize, equipment leasing and financing to enhance the efficiency of infrastructure operations, increase productivity levels, maintain and/or grow profit margins and more effectively compete within industry centric marketplaces. In an effort to emphasize why most businesses, and in many instances “your customers”, strategically turn to leasing and financing for their commercial equipment acquisitions, the following outlines many of the most commonly identified rationales.

• Lower monthly expenses, especially during periods of shrinking or tight budgets.
• Quick acquisition of equipment without tying up important capital reserves.
• Protection against over utilization of essential and strategic lines of credit.
• Numerous cost efficient and industry specific, business/productivity advantages.
• Significantly enhanced flexibility throughout the equipment lifecycle.
• Elimination of costly and unproductive equipment obsolescence.
• Significant and reoccurring tax advantages and “real dollar” savings.
• Overall financial statement simplicity and enhancement.
• Fixed payment hedge against unpredictable markets or recession era conditions.

The following “advantage outline” identifies many of the inherent benefits associated and provided through LFI’s Partner Finance Service Program.

• Significant and ongoing sales volume increases due to greater equipment affordability (i.e. lease payments vs. cash purchase).
• Customizable private label financing capability.
• Innovative and absolutely “unparalleled” revenue/profit sharing programs.
• Comprehensive LFI service offering ensures an “unrivaled” credit approval level and significantly enhanced customer satisfaction due to LFI’s commercial equipment “One Stop Shop” financing (i.e. any and all equipment).
• Enhanced market competitiveness and the capability to handle transactions “online” or “offline”.
• Reduces commercial equipment pricing sensitivity and profit margin risk due to enhanced affordability of equipment.
• Proven improvement in sales volume, which is driven by customers’ willingness to acquire newer equipment more often or upgrade existing equipment more frequently.
• Establishes a strong and reliable hedge against sales volume low periods due to adverse economic conditions, industry specific slow downs or company specific budget constraints by maintaining a constant and dependable means of equipment financing during these periods.

Although there are similarities from one leasing transaction to another, all are situational and can often be as different and distinct as the companies or businesses seeking the financing. Nowhere is this more exemplified than within the venture leasing and financing arena. Due to its very nature, most venture backed companies are in stages ranging from inception (early seed phased start-up) through late stage pre-initial public offering (IPO), and as a general result, carry a significantly greater risk profile than established and more proven company’s. For this reason commercial equipment venture leasing and financing typically requires a greater degree of structuring, more detailed company background and information, which leads to a longer transaction "timeline". The individual requirements, for each, are wholly dependent upon the company, its growth stage and the operational circumstances to date. LFI clearly recognizes that many of today’s early “growth stage” companies can be highly successful long-term clients in the future, and as a result, places a significant emphasis on the development of customized commercial equipment financing solutions to enhance each venture backed organizations chances for long-term success and profitability. With a funding source alliance network of global proportions, LFI has developed a large sub-network of funding sources that specialize in this highly niched area of commercial equipment financing. Our trade center professional’s work closely with senior management to ensure established commercial equipment financing objectives are in balance with market requirements, and the developing company is optimally positioned throughout the funding source identification and negotiation processes. The ultimate objective is to provide strategic commercial equipment leasing and financing arrangements that compliment and best ensure that a company obtains their next growth phase.


Full/Partial Leasing & Financing Outsourcing
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Heralded as a “service based hybrid”, LFI’s Commercial Equipment Leasing and Financing Outsourcing Program is a culmination of all of LFI’s readily available commercial equipment related services (i.e. leasing, financing, consulting and related equipment services) which are collaboratively structured, on a situation by situation basis, to obtain the best service suite combination to meet each business clients’ short-term needs, medium-term requirements and planned long-term goals and objectives.

LFI developed its commercial equipment leasing and financing outsourcing model to accommodate the varying levels and degree of need of each prospective business or company. This enables our clients the unique ability to receive a custom tailored outsourcing solution, specifically targeted and directly satisfying the company’s immediate needs and/or requirements whether those needs call for a full scale outsourcing undertaking or any type of partial, divisional or subsidiary based, outsourcing program. The underlying fundamental intent of the LFI leasing and financing outsourcing service model was the market introduction of a cost effective service solution that was highly flexible, modularly customizable and customer centric oriented giving clients’ the ability to develop and receive optimal outsourcing service solutions that directly correlate and are equivalently priced to the specific need of each clients’ objective and/or particular commercial equipment situation. This philosophy ensures that not only the most effective service solution possible is developed, but the client pays for only the solution required.

In an effort to reduce time and maintain the highest degree of cost efficiency possible, LFI’s trade center professionals work very closely with the management of client businesses to quickly identify and validate the level and aggregate type of support required for each prospective clients’ particular situation. This is done by taking into consideration all peripheral factors including, but not limited to, efficiency of existing operations, current and foreseeable future needs, commercial equipment acquisition strategy and existing portfolio of equipment, duration of required fulfillment, existing supplier relationships, etc. Once all information is obtained and reviewed, LFI trade center professionals proactively custom tailor a leasing and financing outsourcing service solution to ideally satisfy client requirements, and subsequently leverage the LFI vast network of funding and equipment service alliances to drive the best solution possible for each particular client circumstance. Regardless of the situation or circumstance, LFI’s out-sourcing service objective is centered upon customized flexibility, cost-efficiency and comprehensibility for each prospective business client.


Diverse Equipment Services Programs
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By developing and implementing the industry’s broadest array of commercial equipment leasing, financing and consulting services programs, which covers a cross spectrum of equipment types, transaction sizes, program durations, geographic locations and seemingly infinite business client service requirement profiles, the need for reliable, cost efficient and complimentary equipment related services programs is paramount. In an effort to provide our customer base with an unsurpassed suite of quality commercial equipment financing and related services, LFI leverages it's broadly experienced trade center professionals with a diverse, ever expanding equipment service provider alliance network, to develop customized and optionally integrated equipment based service solutions in many of its commercial equipment leasing, financing, consulting and outsourcing solutions and programs.

LFI’s professionals consistently implore a best efforts value proposition based service methodology to precisely align the specific needs of business clients’, whether they be short or long-term, with the markets “best of breed” equipment service providers. Representing a broad spectrum of equipment service types across a seemingly infinite and highly diverse cross industry range, LFI strategically leverages and assesses each prospective client opportunity against a vast service provider alliance network and an in-depth knowledge of the quality, level of service and overall service capability of leading service providers in each respective industry. The underlying objective and inherent intent of LFI’s Diverse Equipment Related Service Program is to compliment, when applicable, related LFI service solutions and programs, and to uniquely provide business clients with the most comprehensive, and cost efficient service suite available in the marketplace.

Developed as an industry sweeping service innovation, LFI’s Diverse Equipment Related Services Program enable LFI to provide our growing base of U.S. and International clientele with a complete and multifaceted “end to end” commercial equipment service solutions, effectively satisfying virtually any equipment acquisition through disposition challenge or need. Although not all inclusive, the following represents the major equipment service programs that LFI’s dedicated and professional traders, consultants and diverse equipment related services provider alliances assist our global business clients on regularly.

• Remarketing
• Refurbishment & Re-certification
• Valuations & Appraisals
• Physical Inventories
• Dispositions
• U.S./International Shipping, Customs Clearance, Freight Forwarding
• U.S./International Accounting, Tax, Legal & Regulatory Consulting
• Asset Management & Procurement
• Diverse Infrastructure Technology
• Miscellaneous Other